Builder relationships that build better projects.
Construction development financing is one of the most nuanced areas of mortgage lending. For over 35 years, I have worked alongside builders and developers to structure the financing that turns blueprints into homes.
More than a lender. A financing partner.
My approach to builder relationships goes beyond processing loan applications. I work as a financing partner who understands the full lifecycle of a construction project: from initial site analysis and budget planning, through draw schedules and progress inspections, to the final conversion to permanent financing.
Whether it is horizontal development (site work, roads, utilities, infrastructure) or vertical construction (residential and mixed-use structures), I bring the same hands-on, detail-oriented approach that has defined my career in mortgage lending.
TimbeRidge Development
TimbeRidge Development is a builder partner I work closely with on new construction projects throughout the Lake Oswego area. Their attention to quality, design, and craftsmanship aligns with the level of service I bring to every financing relationship. Together, we help buyers turn the vision of a custom-built home into reality.
New builds designed and crafted to the highest standards, from foundation to finish.
Infrastructure, grading, utilities, and site preparation for residential development.
Deep knowledge of the Lake Oswego luxury market and what it takes to finance high-end builds.
843 Terrace Dr
Lake Oswego, Oregon
843 Terrace Dr, Lake Oswego
This TimbeRidge Development property at 843 Terrace Dr represents the type of custom construction project I help finance. Located in one of Lake Oswego's most desirable neighborhoods, it showcases the kind of quality craftsmanship and attention to detail that defines both TimbeRidge's work and the financing approach I bring to every builder partnership.
From initial budget planning through draw schedule management and the final conversion to permanent financing, projects like this one benefit from having a lender who understands construction from the ground up.
View the Property SiteWhat experience brings to your build.
After 35 years of mortgage lending, I have learned that construction financing is a completely different discipline.
Managing the timing and documentation of construction draws so builders get paid on time and buyers stay on budget.
Construction files raise unique underwriting questions. I spot them early and resolve them before they become delays.
Tight coordination between builder, buyer, realtor, and title so the entire transaction feels managed, not chaotic.
One loan that covers the build and converts to permanent financing. No second closing, no second set of costs.
Construction timelines shift. I build flexibility into the financing plan and communicate changes before they surprise anyone.
I have seen what works and what does not. That experience means fewer surprises and a smoother path from groundbreaking to closing.
Planning a construction project?
Whether you are a builder looking for a financing partner or a homebuyer planning a custom build, I would welcome the opportunity to talk through your project and explore how we can work together.